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advice

January 13, 2017
Two people sitting down for coffee, one person looking at financial reports on a tablet

Viewing Homes, Financing, Realtor Fees, CMA

DEAR DAVID: How many homes should I be viewing before putting in a purchase offer? — NERVOUS BUYER DEAR NERVOUS: There is no magic number; you […]
January 20, 2017
Tall white condo against blue sky

Condo Appreciation, Banks or Brokers, Staging, Foreclosures

DEAR DAVID: Is the appreciation on condominiums as fast as that of detached homes? – CONSIDERNG A CONDO DEAR CONDO: The short answer is yes, with certain stipulations. […]
January 27, 2017
Interior shot of living room and couch

Grants for Disabled, Freehold Condos, Property Tax

Dear David, Are there incentives available for people who are disabled and want to buy a home? Any renovation grants? – Looking for Options Dear Options, […]
February 3, 2017
Interior shot of bathtub

Condo Home Inspection, First-time Home Buyers, Ceiling Damage

Dear David, Do I need a home inspection when buying a condo? – Unsure Dear Unsure, I always recommend a home inspection to my buyers, as […]
February 10, 2017
Kitchen with lots of counter space and wood table

Best Area in K-W, Ceramics Style, Right Sizing, Basement Finishing

Dear David, Where is the best area to live in K-W? – New in Town Dear New, Thankfully, Kitchener, Waterloo (and Cambridge) boast many great neighbourhoods […]
February 17, 2017
External shot of brick house with sun shining on it

Deposit, Appreciation in Value, New Builds

Dear David, Do I need to put down a deposit when buying a home? How much do I need? – Ready to Buy Dear Ready, Putting […]
February 24, 2017
Paint roller rolling black paint onto a white wall

Safe Area, Buyer Backing Out, Improvements for Selling, Final Walk Through

Dear David, How can I be sure that the house I buy is in a safe area? – Concerned Citizen Dear Concerned, An experienced Realtor can […]
March 3, 2017
Interior picture of a house with a kitchen

Young Children, De-Cluttering, Newly Listed Homes

Dear David, We’re moving in a few weeks and have 2 young children. Any advice? – Anxious Dad Dear Anxious, My oldest was a toddler the […]
March 10, 2017
Woman in a yellow coat waiting for public transportation

Public Transportation, Closing Costs, Weeping Beds

Dear David, How do I find out if there is public transportation in my area? – Concerned Commuter Dear Commuter, For a complete overview of public […]
March 17, 2017
School room with empty desks

Joint Tenants vs. Tenants in Common, School Boundaries, Bidding Wars

Dear David, What is the difference between Joint Tenants and Tenants in Common? – Legal Eagle Dear Eagle, Property can be owned either individually, or jointly. […]
March 24, 2017
Open door with key in lock

Furnace Stopped Working, Handling Multiple Offers, Careers in Real Estate

Dear David, We purchased our house a month ago. The furnace stopped working this week. Do we have any recourse? – Chilly Dear Chilly, First you […]
March 31, 2017
Photo of a modern black couch

For Sale By Owner, Indecisiveness, Knob and Tube Wiring

Dear David, Can a Realtor help me purchase a home that is For Sale by Owner? – Eager Buyer Dear Eager, Absolutely! In fact, it is […]
April 7, 2017
Kitchen with two chairs around an island

Rising Home Prices, Building Setback, Offers with Listing Agents

Dear David, Local house prices are rising quickly. Should we sell and rent for the short term until the market corrects, then purchase a home when […]
April 14, 2017
Boxes on a shelf

Land Transfer Tax, Downsizing, Moving With Kids

Dear David, What is land transfer tax? – New Buyer Dear New Buyer, Land transfer tax is a tax that a buyer pays when buying property […]
April 21, 2017
Freshly baked cookies

House Odours, Buyer Representation Agreement, First Mortgage

Dear David, We’re putting our house on the market next week. I’ve scrubbed it top to bottom to help it seem fresh, but it still smells […]
April 28, 2017
Dog on an empty street

Kitchen Renovations, Homes With Dogs, Bidding Wars

Dear David, I often hear that kitchen renovations offer the best return on investment. How do we spruce up ours on a budget? – Thrifty and […]
May 5, 2017
Living room with television mounted on wall in front of a comfy couch

Deposits, Well Over Asking Price

Dear David, We just signed the agreement to buy our new home. Should we pay the deposit by certified cheque or bank draft? – Ready to […]
May 12, 2017
Row of red town houses

Historic Designation, Townhouses, Multiple Offers

Dear David, What does it mean if a home has a historic designation? – Old Timer Dear Old Timer, A handful of properties in our region are […]
May 19, 2017
Picture of bedroom with a large mirror

Firm Offer and Inspection, Rising Deposits, Rejected Offers

Dear David, So many sellers expect a firm offer these days. What if we want to do an inspection? – Nervous Buyer Dear Nervous, I always […]
May 26, 2017
Two couches and a bookshelf against an interior brick wall

ID for Purchase agreement, Selling While Separated, Brokers vs. Sales Representatives

Dear David, While signing a purchase agreement, my Realtor asked for my driver’s licence. Why is that? – Privacy Please Dear Privacy, As a buyer or […]
June 2, 2017
Four framed art prints on a wall

Grow Ops, Smaller than Planned, Renovations

Dear David, We’re looking to purchase a “renovation project”. We hear about homes around the city that used to be marijuana grow ops, what signs do […]
June 9, 2017
Two young kids playing in a pool

Lawyers, Insurance During Sales, Installing a Pool

Dear David, We recently purchased a new build and did not have a lawyer look through the agreement due to time constraints. What is the implication […]
June 16, 2017
Trees with yellow leaves beside a street

Mortgage Renewal, Parking On The Lawn

My mortgage is about to come up for renewal and I'm looking for a competitive rate; My neighbour's teenage kids have taken to parking their cars on the front lawn.
June 23, 2017
Row of town houses

Legal Fees For Buyers, Rising Deposits, What’s A Cap Rate?

Deposits are much higher than they used to be; legal fee costs can run high; capitalization rate definition.
June 30, 2017
Sauteeing vegetables on a stove

Closing Costs, Broken Appliances, Paying Taxes

Estimating closing costs; appliances breaking down; tax bills
July 7, 2017
Exterior shot of a brick house

What is a CMA, Renting, Move Closing Date

Dear David, What is a CMA? – Just Wondering Dear Wondering, Before putting your home on the market, your realtor will perform a Comparative Market Analysis, […]
July 14, 2017
Woman sitting on a couch with a small dog

Final Walk Through, Title Insurance, No Pets

Dear David, What is the point of a final walk through? – Last Minute Dear Last Minute, A final walk through is your last chance to […]
July 21, 2017
Large kitchen picture

Financing Declined, Mobile Lawyers

Dear David, We were pre-approved for a mortgage a few weeks ago, but when we put in an offer to purchase a home, our financing was […]
July 28, 2017
Mobile phone sitting on a wooden table

No Conditions, Missed Offer

Dear David, I sold my house firm, with no conditions. When the buyers came for their agreed-upon one hour walk-through, they brought an inspector with them […]
August 11, 2017
Grey couch with three large throw pillows on it

Open House Preparation, Double Ending

Dear David, There’s an Open House coming up at our home next weekend. What should we do to prepare? – Ready to Sell Dear Ready: You’ll […]